Commercial Arcade Game / Vending Machine Financing Options 
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Coin Operated Arcade Games and Vending Machine Purchase Options
1) Buying Outright - This is the most popular option for acquiring arcade and vending machines, as it entails the least amount of time and effort, and you can get delivery of your far faster than other methods. In addition to start-ups that already have their funding in place, many vending, arcade, bar, restaurant and retail shop owners choose to use their existing cash or savings, bank lines of credit or home equity loans, or in some cases, even very "low-rate" credit cards to fund their purchase, as this generally, but not always, costs a bit less than the finance charges incurred from lease financing.
2) Equipment and Lease Financing -
Financing is very popular option for purchasing arcade games and vending machines, as it does not tie up your cash or existing credit lines, but unlike buying, leasing and financing equipment does cost a bit more than outright purchasing in the long haul, and requires a "fair" or better personal FICO credit score (above 550), plus a small down payment in some cases.
We specialize in getting both new and existing businesses financing at very competitive rates!
The equipment financing process (although usually just a day to two for approvals on small loans) can make the delivery of your purchase just a bit longer than simply buying them outright. Financing terms can run from 12-60 months (typically 36-48 months), and interest rates on leases start at just 8% for those with good to excellent credit scores (much less than credit card rates), and a bit more for those with lower credit scores, so only in some rare cases, can it be less expensive to use existing bank loans, lines of credit or credit cards to outright purchase arcade games and vending machines than it is to finance them directly from us.
Equipment Financing vs. Outright Purchasing of Arcade Games and Vending Machines :
Financing or leasing arcade games instead of buying them outright in a commercial setting can sometimes make more sense than outright buying. Financing gives you financial flexibility, helps you meet changing technology needs quickly and easily, and may offer tax advantages, too. Financing is a great way to add games to a existing commercial arcade, restaurant or bar game room business.
The Financial Advantages of Equipment Financing and Leasing vs. Purchasing :
Financing can improve your cash flow and working capital. With equipment financing, your payments often are lower than with other types of financing. In fact, they are just a fraction of the total purchase price, and may even qualify as a pre-tax expense. And financing leaves your existing lines of credit complete untouched and intact for other business uses.
Predictable expenses and an inflation hedge. With the lower, fixed-rate payments of an equipment loan, you're protected against inflation. You can budget and forecast with greater confidence, too. Not only that - the equipment you use today is paid with tomorrow's dollars!
The Technology Advantages of Arcade and Vending Equipment Financing :
More choices, more equipment, lower costs. With commercial equipment financing, you are covered by the original manufacturer warranty, just as if you bought the game outright. And because the monthly payments can be lower (in terms of total outright monthly payments) than other forms of financing, you can acquire more of the equipment your business needs now, and keep your cash intact.
Here are the four easy steps in applying for a Arcade Games and Vending Machines Lease :
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